Terms of Service

1 Use of Services

1.1 Eligibility

You must be at least 18 years old or have parental consent to use our services. By using Lumiverx, you represent and warrant that you meet this eligibility requirement.

1.2 Account Registration

You must provide accurate and complete information when creating your account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1.3 Acceptable Use

You agree not to:

Violate any applicable laws or regulations
Infringe upon the rights of others
Transmit any harmful or malicious code
Attempt to gain unauthorized access to our systems
Use the service for any fraudulent or illegal purpose

2 User Content

2.1 Your Content

You retain all rights to any content you submit, post, or display on or through the service. By submitting content, you grant Lumiverx a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content.

2.2 Content Standards

All user-generated content must comply with our community guidelines. We reserve the right to remove any content that violates these terms or is otherwise objectionable.

3 Payments and Subscriptions

3.1 Pricing

All prices are listed in USD and are subject to change. We reserve the right to modify our pricing at any time with reasonable notice to existing subscribers.

3.2 Payment Methods

We accept various payment methods including credit cards, PayPal, and institutional purchase orders. All payments are processed securely through our third-party payment providers.

3.3 Refund Policy

Refunds are available within 14 days of purchase for unused modules. Completed or partially completed modules are not eligible for refunds. Contact our support team to request a refund.

3.4 Subscription Cancellation

You may cancel your subscription at any time. Upon cancellation, you will continue to have access until the end of your current billing period.

4 Intellectual Property

All content, features, and functionality available through Lumiverx, including but not limited to text, graphics, logos, software, and AI models, are owned by Lumiverx or our licensors and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our services or included software without our explicit written permission.

5 Privacy and Data Protection

Your privacy is important to us. Our use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

We implement industry-standard security measures to protect your data, including encryption, secure data storage, and regular security audits.

6 Disclaimers and Limitations

Medical Disclaimer

Lumiverx is an educational platform. The content provided is for training purposes only and should not be used as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of qualified health providers with any questions regarding medical conditions.

6.1 Service Availability

We strive to provide uninterrupted access to our services but do not guarantee that our services will always be available, error-free, or secure. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

6.2 Limitation of Liability

To the maximum extent permitted by law, Lumiverx shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

7 Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe:

Violates these Terms of Service
Is harmful to other users, third parties, or our business interests
Violates applicable laws or regulations

8 Dispute Resolution

8.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

8.2 Arbitration

Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

9 Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

10 Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@lumiverx.com

Phone: +1 (555) 123-4567

Address: 123 Medical Innovation Drive, Silicon Valley, CA 94025

Agreement to Terms